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	<title>Hogan Blog</title>
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	<link>http://hoganschool.com/blog</link>
	<description>The Southern Arizona Real Estate School</description>
	<lastBuildDate>Thu, 05 Aug 2010 21:13:07 +0000</lastBuildDate>
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		<title>Criminal Clearance Cards Update!</title>
		<link>http://hoganschool.com/blog/?p=558</link>
		<comments>http://hoganschool.com/blog/?p=558#comments</comments>
		<pubDate>Thu, 05 Aug 2010 21:11:37 +0000</pubDate>
		<dc:creator>Esther Hogan</dc:creator>
				<category><![CDATA[ADRE]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=558</guid>
		<description><![CDATA[Effective immediately, ADRE will no longer accept Fingerprint Cards. 
Pursuant to ARS §32-2108.01, applicants for licensure are required to obtain a valid fingerprint clearance card through the Arizona Department of Public Safety prior to submitting their application to the Arizona Department of Real Estate.
 Applicants include but are not limited to:

Real estate salesperson or broker
Cemetery salesperson [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>BofA HAFA Short Sales Now on Equator</title>
		<link>http://hoganschool.com/blog/?p=553</link>
		<comments>http://hoganschool.com/blog/?p=553#comments</comments>
		<pubDate>Mon, 19 Jul 2010 21:29:59 +0000</pubDate>
		<dc:creator>Jim Hogan</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Short Sales & REOs]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=553</guid>
		<description><![CDATA[Bank of America is now processing HAFA (Home Affordable Foreclosure Alternatives) short sales on Equator&#8217;s web platform. Fannie Mae and Freddie Mac have announced that they will start the HAFA program as of August 1st. and BofA&#8217;s has a stated goal of increasing short sales this year. The use of the Equator system for HAFA transactions [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Criminal Clearance Cards</title>
		<link>http://hoganschool.com/blog/?p=548</link>
		<comments>http://hoganschool.com/blog/?p=548#comments</comments>
		<pubDate>Fri, 16 Jul 2010 19:22:12 +0000</pubDate>
		<dc:creator>Esther Hogan</dc:creator>
				<category><![CDATA[ADRE]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=548</guid>
		<description><![CDATA[This applies to all new applicants obtaining a real estate license.   We highly encourage prospective licensees to obtain their fingerprints and mail in their applications prior to starting class.   Fingerprint clearance cards may take 5 – 8 weeks to process.  This will speed up the process and enable them to be licensed shortly after completing [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>ADRE announces new testing service effective July 1, 2010.</title>
		<link>http://hoganschool.com/blog/?p=519</link>
		<comments>http://hoganschool.com/blog/?p=519#comments</comments>
		<pubDate>Wed, 23 Jun 2010 21:53:42 +0000</pubDate>
		<dc:creator>Esther Hogan</dc:creator>
				<category><![CDATA[ADRE]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=519</guid>
		<description><![CDATA[Effective July 1, 2010 the Arizona Salesperson and Broker licensing Exam will be administered by Pearson VUE.   As of June 22, 2010, Pearson VUE will start accepting examination registrations at 1-888-405-5776.   Candidate Handbook available online at http://www.pearsonvue.com/az/realestate
As of October 1, 2010, only a fingerprint clearance card from the Department of Public Safety will be required [...]]]></description>
		<wfw:commentRss>http://hoganschool.com/blog/?feed=rss2&amp;p=519</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fannie &amp; Freddie Announce HAFA Programs</title>
		<link>http://hoganschool.com/blog/?p=510</link>
		<comments>http://hoganschool.com/blog/?p=510#comments</comments>
		<pubDate>Wed, 02 Jun 2010 18:37:28 +0000</pubDate>
		<dc:creator>Jim Hogan</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Short Sales & REOs]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=510</guid>
		<description><![CDATA[We&#8217;ve been waiting for this news. Fannie Mae and Freddie Mac have announced they will join in the Treasury&#8217;s HAFA (Home Affordable Foreclosure Alternatives) program with some modifications. These programs allow short sales to be pre-approved for eligible borrowers.
The US Treasury&#8217;s HAFA program became effective on April 1st and is now showing signs of success.
The [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>News from ADRE</title>
		<link>http://hoganschool.com/blog/?p=507</link>
		<comments>http://hoganschool.com/blog/?p=507#comments</comments>
		<pubDate>Sat, 08 May 2010 15:27:33 +0000</pubDate>
		<dc:creator>Esther Hogan</dc:creator>
				<category><![CDATA[ADRE]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=507</guid>
		<description><![CDATA[SB1219 Real Estate Licensees – Effective July 29, 2010

Four year real estate license period will become two year license period.
A Criminal Clearance Card will be required at time of licensing (instead of fingerprint card).
Business Broker license requirement is further defined.
Licensee may cancel their real estate license.
A licensee may surrender their real estate license prior to [...]]]></description>
		<wfw:commentRss>http://hoganschool.com/blog/?feed=rss2&amp;p=507</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Renovation, Repair and Painting (RRP) Implementation Progress</title>
		<link>http://hoganschool.com/blog/?p=504</link>
		<comments>http://hoganschool.com/blog/?p=504#comments</comments>
		<pubDate>Tue, 20 Apr 2010 21:55:44 +0000</pubDate>
		<dc:creator>Esther Hogan</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=504</guid>
		<description><![CDATA[New rules go into effect April 22, 2010!
Lead paint poisoning affects over one million children today. Adverse health effects include learning disabilities, behavioral problems, and speech delays. If not done in a lead-safe manner, renovations and repair activities that disturb lead-based paint can expose children, as well as adults, to harmful levels of lead dust.
On [...]]]></description>
		<wfw:commentRss>http://hoganschool.com/blog/?feed=rss2&amp;p=504</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How How Wall Street Made Hundreds of Millions and Left Us Holding the Bag</title>
		<link>http://hoganschool.com/blog/?p=498</link>
		<comments>http://hoganschool.com/blog/?p=498#comments</comments>
		<pubDate>Sun, 18 Apr 2010 03:46:46 +0000</pubDate>
		<dc:creator>Jim Hogan</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Foreclosures]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=498</guid>
		<description><![CDATA[ 
Last week &#8220;This American Life&#8221; on NPR radio had a fantastic piece on how Wall Street created the sub-prime meltdown. Their story, &#8220;Inside Job,&#8221; is a must listen! A companion piece appears on ProPublica&#8217;s blog. It&#8217;s called, &#8220;The Magnetar Trade: How One Hedge Fund Helped Keep the Bubble Going.&#8221; 
This is facinating stuff. I was glued to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bank of America Short Sale Process &amp; HAFA</title>
		<link>http://hoganschool.com/blog/?p=487</link>
		<comments>http://hoganschool.com/blog/?p=487#comments</comments>
		<pubDate>Fri, 16 Apr 2010 23:14:47 +0000</pubDate>
		<dc:creator>Jim Hogan</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Foreclosures]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=487</guid>
		<description><![CDATA[Bank of America did a web cast last week on their short sale process. The hour long webinar can be accessed at: Bank of America did a web cast last week on their short sale process. The hour long webinar can be accessed at: http://www-waa-akam.thomson-webcast.net/us/dispatching/?event_id=3068e6f00b836d36a361d1da7777062d&#38;portal_id=1b8fe57a2d304cdbc43f1e95f94ac46a
The short sale process is a moving target. Hogan School is [...]]]></description>
		<wfw:commentRss>http://hoganschool.com/blog/?feed=rss2&amp;p=487</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New NAR HAFA Video</title>
		<link>http://hoganschool.com/blog/?p=484</link>
		<comments>http://hoganschool.com/blog/?p=484#comments</comments>
		<pubDate>Tue, 06 Apr 2010 00:00:49 +0000</pubDate>
		<dc:creator>Jim Hogan</dc:creator>
				<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Short Sales & REOs]]></category>

		<guid isPermaLink="false">http://hoganschool.com/blog/?p=484</guid>
		<description><![CDATA[The government&#8217;s HAFA program for short sales begins today. NAR has updated its video. You can watch it at: http://link.brightcove.com/services/player/bcpid74425227001
For information on HAFA courses go to: http://hoganschool.com/hafa.php
]]></description>
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		<slash:comments>0</slash:comments>
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